Fortified Identity [FI] offers a higher-assurance policy than KBA-R with less friction than an IAL2 policy. This policy is based on two strong pieces of evidence utilizing both phone and document verification with additional add-on and fallback capabilities.
When to use this policy
This is best suited for integrations w/ medium/high fraud risk in a commodatized space.
FI is higher-assurance than KBA-R as it is based on two pieces of evidence, versus one. Fortified Identity fills the gap for integrations that have stronger incentive for bad actors but want to limit the amount of friction in the user experience. This is best suited for integrations w/ medium/high fraud risk in a commodatized space.
Who is eligible?
Anyone 18-years or older is eligible to be verified leveraging ID.me’s Fortified Identity verification solution.
Essence of policy
Identity verification based on one (2) strong pieces of evidence:
- Phone Verification OR Selfie [when enabled]
- Document Authentication
Today, ID.me has XX million pre-verified users verified at a Fortified Identity or higher policy and our network is growing by thousands daily. Since ID.me takes a network approach, these pre-verified users can now securely access offers, benefits, and services in seconds with just 3-clicks. New users complete verification in a frictionless and convenient manner, using the least amount of information required to verify their identity.
Here you can find what the Fortified Identity verification user experience looks like today:
Here you can find example ID.me use cases: