Documentation

Fortified Identity

Fortified Identity [FI] offers a higher-assurance policy than KBA-R with less friction than an IAL2 policy. This policy is based on two strong pieces of evidence utilizing both phone and document verification with additional add-on and fallback capabilities.

When to use this policy

This is best suited for integrations w/ medium/high fraud risk in a commodatized space.

FI is higher-assurance than KBA-R as it is based on two pieces of evidence, versus one. Fortified Identity fills the gap for integrations that have stronger incentive for bad actors but want to limit the amount of friction in the user experience. This is best suited for integrations w/ medium/high fraud risk in a commodatized space.

Who is eligible?

Anyone 18-years or older is eligible to be verified leveraging ID.me’s Fortified Identity verification solution.

Essence of policy

Identity verification based on one (2) strong pieces of evidence:

  • Phone Verification OR Selfie [when enabled]

AND

  • Document Authentication

Verification flows

Today, ID.me has XX million pre-verified users verified at a Fortified Identity or higher policy and our network is growing by thousands daily. Since ID.me takes a network approach, these pre-verified users can now securely access offers, benefits, and services in seconds with just 3-clicks. New users complete verification in a frictionless and convenient manner, using the least amount of information required to verify their identity.

Here you can find what the Fortified Identity verification user experience looks like today:


Preverified

ID.me's branded login that enables MFA tokens, identity proofing events, and verified credentials to move across multiple federal, state, local agencies.

Watch demo

Phone Verification + Driver's License/State ID

ID.me's branded login that enables MFA tokens, identity proofing events, and verified credentials to move across multiple federal, state, local agencies.

Watch demo

Phone Verification + Passport

ID.me's branded login that enables MFA tokens, identity proofing events, and verified credentials to move across multiple federal, state, local agencies.

Watch demo

Phone Verification + Passport Card

ID.me's branded login that enables MFA tokens, identity proofing events, and verified credentials to move across multiple federal, state, local agencies.

Watch demo

Selfie with Liveness Fallback

ID.me's branded login that enables MFA tokens, identity proofing events, and verified credentials to move across multiple federal, state, local agencies.

Watch demo

Human In The Loop

ID.me's branded login that enables MFA tokens, identity proofing events, and verified credentials to move across multiple federal, state, local agencies.

Learn more

Use cases

Here you can find example ID.me use cases:


Posting a job, applying for a job + attending interview

You have an eCommerce store and would like to offer access to exclusive military and veteran discounts using ID.me within your cart and/or checkout experience. You want to increase conversation rates, average order value, perform strategic outreach with hyper targeted marketing, and delight customers personalization.


Accessing financial investments online

You have a website and would like to offer access to benefits and/or promotions to military and veterans by integrating ID.me to gate access to the landing page with exclusive pricing. Your landing page will be a great way to improve SEO, bring awareness and let users know how to take advantage of the program.